Call for a free Evaluation: Medicare, MASA, Dental, Vision, Hearing,
Call for a free Evaluation: Medicare, MASA, Dental, Vision, Hearing,
Sally is a licensed, experienced independent insurance agent and broker. She serves all of Florida. She concentrates on Manatee, Hillsborough, Polk and Pinellas counties so that she can give the kind of individual attention that her clients have come to appreciate. Because of the virus, Sally has temporarily suspended her group sessions. She can connect by phone or Zoom to help you find or improve your medicare insurance coverage. If in-person contact is necessary, we can decided that later.
There are limited-time periods when you can make Medicare Advantage changes. Annual Enrollment (10/15-12/7) Is for everyone. Open Enrollment (limited to 1/1-3/31) is only to change among Medicare Advantage plans or go back to Original Medicare. If you're "aging in" to Medicare, you have 7 months - 3 before your 65th birthday, 3 after and the month you turn 65. There are a few other Special Enrollment options. I urge you to make your changes or improvements now. That time will fly by. Call me now and let's talk about what will work for you.
If you decide to stay with original Medicare, you will want a Medicare Supplement or Medigap plan. Original Medicare pays 80% of the covered charges. Medicare Supplements pay the other 20%. And they cannot be cancelled. You are covered for life as long as you pay the premiums. You will need to add a Prescription Drug plan. Sally can tell you which ones cover the drugs you take.
While most Medicare plans offer some Dental, Vision and Hearing coverage, it probably isn't enough. Sally can suggest affordable stand-alone plans to cover preventative, basic and comprehensive services
Because Sally is independent, she can help you choose from comprehensive Medicare Advantage and Supplement plans offered by most of Florida's major carriers. She can also suggest prescription drug, dental and vision plans.
With over 45 years of experience and nearly 2 million members worldwide, MASA is the world's premiere medical transportation solutions provider. As a MASA MTS member, you can enjoy full coverage and peace of mind when it comes to emergency transportatation.. No matter where you are, what happens or why you need help, we take the bill and leave you with a $0 balance.
Ask Sally about MASA coverage.
Medicare Advantage is a comprehensive plan that includes both health coverage and prescription drug coverage. In Florida, most Medicare Advantage plans are zero premium plans. They do carry deductibles and co-pays.
Or you might consider Original Medicare , which covers 80 % of covered costs, supported by a Medicare Supplement plan which pays the other 20%. You will also need a prescription drug plan unless you get your prescriptions covered by the VA or TriCare. Both the supplements and the drug plans have separate premiums.
You might also want to consider a stand-alone dental or vision plan to support your Medicare coverage. Sally can help you make those choices.
Please use the questions form to send us a message if you have any questions about Medicare, dental, vision or hearing coverage or MASA Medical Transport Solutions.
Send to: sallymizerak@seniorinsuranceflorida.com
Or call 813-633-3743 and leave a message with your name and phone number so we can call you back.
I'm here when you need me. Call anytime.
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